Buy affordable data and airtime, pay bills, access eSIM and international airtime, use virtual dollar card services, convert eligible airtime to cash, fund your wallet for free — all from one convenient platform.
A full suite of digital services for everyday customers, agents, resellers and businesses — all inside one wallet.
Affordable data for supported Nigerian networks.
Fast airtime purchases for supported networks.
Pay supported electricity bills conveniently.
Renew supported cable TV subscriptions.
Access eSIM services for supported destinations.
Virtual dollar card services for supported international payments, subscriptions and digital services.
Convert eligible airtime to cash per applicable service terms.
Send airtime to supported international destinations.
Supported VTU services for personal and business use.
Fund your wallet with no additional funding fee, subject to applicable terms.
Whether you're scaling what you've already built or starting from zero, MsjPay gives you the API infrastructure to run a digital services business.
Connect your existing website or application to MsjPay's available APIs and expand your digital services.
Build your own digital services platform with available MsjPay API solutions.
# Buy airtime via the MsjPay API
curl -X POST https://msjpay.ng/api/v1/airtime \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"network": "mtn",
"phone": "08031234567",
"amount": 500
}'
# Response 200
{
"status": "success",
"data": {
"reference": "MSJ-9F2K1...",
"cashback_earned": 5,
"balance_after": 44750.00
}
}Sign up on msjpay.ng in minutes and verify your details for account security.
Instantly fund your wallet with no additional wallet-funding fee, subject to applicable terms.
Buy data, pay bills, access eSIM and the dollar card — or integrate our API to run your own business.
"I run my own reselling business on top of MsjPay's API — data, airtime, bills, all from one integration. Support actually responds when something goes wrong."
Join thousands of individuals, agents and businesses already using MsjPay. Create your account and fund your wallet in minutes.